Pay at your own pace with Affirm

Buying with Affirm is simple

Frequently Asked Questions

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Items purchased using Affirm are subject to ToolDiscounter.com standard return policy. More information on return policy can be found here.

Does checking my eligibility affect my credit score?

No-your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

How do I use Affirm on my order?

When shopping on ToolDiscounter.com, you will see the Affirm payment option at checkout. From there, you will be able to select the payment term option that works for you and your budget. Affirm is available to use on orders shipping within the United States between $50 and $30,000 (taxes and freight included).

Where can I learn more about Affirm?

You can visit their website at affirm.com.

Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.